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AwayTempleNo. 110 · -9.4
4M projection
Away20–Home34
Home -13.978% win
HomeSouth FloridaNo. 40 · +5.0
Week 5Saturday, October 3 at 12:00 AM EDTNetwork TBARaymond James Stadium82.4° · 4.6 mph
Sportsbook marketMarket not postedThe 4M football projection remains independent.
Pass
Pass at the current number.

4M projects South Florida 34 · Temple 20. No sportsbook line is posted yet, so model value and the betting threshold remain pending.

See the betting translation ↓
Final · permanent model receiptTemple 17 · South Florida 13
Winner missedStraight-up projection17.9 ptsProjected-margin error23.5 ptsProjected-total errorNo side callFrozen market comparison
See the complete 4M record →
10-second readLatest updateThe model and sportsbook snapshot are permanently locked at kickoff. · Aug 27, 11:29 AM ET
Projected result
South Florida 34–20

South Florida has a 78% win chance in a clear edge matchup.

Key matchup
South Florida · Quarterback

Starter probability, production and continuity is the clearest advantage supporting the projection.

Biggest concernTurnovers and explosive plays can flip it.

Temple needs short fields or a possession advantage to break the expected script.

Game shapeClear edge
Expected styleAverage pace · Average-scoring
Projected pace12.0 possessions per team
Forecast snapshotSouth Florida leads the modelClear edge · Average pace
4M fair lineSouth Florida -13.9
Projected total53.5
South Florida win78%
Projection confidence85%
Temple22% win
South Florida78% win

How the game projects

South Florida owns the median outcome. Temple needs the game to bend.

Why South Florida winsTurn the quarterback edge into repeatable downs.

Starter probability, production and continuity. Protect the football and make that advantage show up across full drives instead of isolated plays.

How Temple winsCreate a shorter, higher-variance game.

Generate short fields, win explosive plays and force the favorite to finish difficult drives.

Read the full projection +

The model makes South Florida the neutral-field leader after blending opponent-adjusted efficiency, predictive ratings, roster quality, returning production, portal impact and special teams. The complete environment contributes +2.6 points toward the home-team margin. The median score is South Florida 34 · Temple 20, with roughly 12.0 possessions per team.

This is a distribution, not a promise. South Florida wins 78% of the outcome curve; the remaining probability captures turnovers, finishing-drive variance, injuries and early-season uncertainty.

Watch earlyThe opening signals that matter most
01South Florida · Quarterback

Does the strongest model advantage appear on the opening possessions?

02Average pace

12.0 possessions per team is the scoring baseline.

03Temple · hidden possessions

Turnovers, short fields and explosive plays are the clearest upset path.

Why the model likes it

The matchup engine, from highlights to detail.

01 · Quarterback
South Florida
+37.4 indexStarter probability, production and continuity
02 · Player value
South Florida
+27.0 indexRole-weighted returning and transfer production
03 · Defensive matchup
South Florida
+22.0 indexOpponent-adjusted prevention and disruption
Explore the matchup

Open only the part you want. Every figure is a matchup index—not a projected point adjustment.

Offense vs. defenseEfficiency, explosives and coverageSouth Florida leads
Offensive efficiencySouth Florida

Expected scoring efficiency and early-down leverage across the two offenses.

+18.8 indexMedium confidence
TSF
Defensive resistanceSouth Florida

Opponent-adjusted prevention, disruption and finishing-drive defense.

+22.0 indexMedium confidence
TSF
ReceiversTemple

Pass-game production, returning usage and depth against the opposing coverage unit.

+13.3 indexMedium confidence
TSF
SecondarySouth Florida

Coverage experience and play prevention against the opposing passing attack.

0.0 indexMedium confidence
TSF
Quarterback & personnelThe players most capable of moving the numberSouth Florida leads
QuarterbackSouth Florida

Starter probability, proven production, continuity and transfer translation.

+37.4 indexMedium confidence
TSF
Player valueSouth Florida

Role-weighted returning production and incoming transfer contribution.

+27.0 indexMedium confidence
TSF
Roster qualitySouth Florida

Recruiting baseline, usable depth and talent concentration at premium positions.

+11.8 indexMedium confidence
TSF
Line of scrimmageProtection, disruption and field positionSouth Florida leads
Offensive lineSouth Florida

Returning line usage, protection stability and the ability to avoid negative plays.

0.0 indexMedium confidence
TSF
Defensive frontSouth Florida

Pressure, havoc and run disruption without needing extra defenders.

0.0 indexMedium confidence
TSF
Special teamsSouth Florida

Kicking, field position and hidden-yardage efficiency.

+8.2 indexMedium confidence
TSF
EnvironmentHome field, travel, weather and availabilitySouth Florida leads
Home environmentSouth Florida

South Florida's learned home baseline, venue history, capacity and altitude at Raymond James Stadium.

+2.3 indexMedium confidence
TSF
Travel & body clockSouth Florida

Relative trip distance, time-zone change and local kickoff timing.

+0.4 indexMedium confidence
TSF
RestTemple

Difference in recovery time entering the game.

+0.0 indexMedium confidence
TSF
AvailabilitySouth Florida

Verified injury and availability reports applied as a live overlay.

0.0 indexMedium confidence
TSF
How 4M built the fair lineSouth Florida -13.9View the number bridge +
Neutral marginSouth Florida +11.3Team strength before location
Base home field+2.0National home baseline
Venue + altitude+0.3Learned history, capacity and elevation
Travel + body clock+0.4Relative trip and kickoff timing
Rest-0.0Days-between-games difference
Live availability0.0Verified personnel overlay

The location calculation combines the learned national baseline with venue and conference history, capacity, altitude, travel, body clock and rest. The archived team ratings remain neutral-field numbers.

Personnel file

Continuity, transfers and the people who can move the number.

TempleK.C. Keeler
60 returners23 additions25 departures
Top modeled impact
  1. Camren BoykinQB · Returning1.4
  2. Jaxon SmolikQB · Transfer in from Penn State1.3
  3. Ajani SheppardQB · Transfer in from Washington State0.9
Full team dossier →
South FloridaBrian Hartline · new staff
51 returners44 additions34 departures
Top modeled impact
  1. KJ CooperQB · Transfer in from Texas Southern4.6
  2. D.J. CrowtherRB · Transfer in from Dartmouth0.8
  3. Jason Collins Jr.RB · Transfer in from Morgan State0.8
Full team dossier →

Pregame market receipt

No automatic play.

No licensed pregame market is attached. The 4M football forecast remains archived, but no live-game price is substituted after kickoff.

Schedule context

What comes immediately before and after this matchup.

TempleFive-game timeline
  1. W3Sep 19at ToledoAway
  2. W4Sep 25vs ArmyHome
  3. NOWOct 3at South FloridaCurrent matchup
  4. W6Oct 10vs UConnHome
  5. W7Oct 17vs CharlotteHome
View full Temple schedule →
South FloridaFive-game timeline
  1. W3Sep 19vs Delaware StateHome
  2. W4Sep 26at Bowling GreenAway
  3. NOWOct 3vs TempleCurrent matchup
  4. W6Oct 8at UTSAAway
  5. W7Oct 17vs Kent StateHome
View full South Florida schedule →